5 Ways To Protect Your House From A Hurricane

custom home preparationHurricane season is here again. It is crucial for homeowners living in coastal areas to prepare their houses for tropical storms, strong winds, and even flooding. Although we hope you never have to face any of these, there is also nothing wrong with being prepared. Fortunately, there are ways for coastal homeowners and those who live in hurricane zones to protect their abode from damages. These may include simple improvements like cleaning gutters and pruning trees. Others may cost a bit more but are worth it. A home that is hurricane proof does not only have a better resale value but it also makes sure that you will still have a house to return to after the hurricane passes. If you are currently looking for a custom home near a beach, be sure to include these 5 hurricane proof improvements to your checklist. These tips can significantly help your home weather the next storm.

Go Metal!

If you have decided to relocate to a hurricane zone, you need to have a roof that is hurricane proof if you want your home to survive the next major storm. A home’s roof is constantly exposed to outside forces like wind and rain, making it one of the most vulnerable parts of any house. If you are moving to a place that is prone to hurricane force winds as well as tropical storms, your roof will definitely take a beating.

Fortunately, a metal roof can withstand the torrential downpours and high wind speeds brought by a hurricane. If you are buying a home that does not have a metal roof, you should consider installing one. A metal roof has gained its reputation for being resistant to strong winds of up to 140 mph. The American Building Components said that metal roofing provides distinctive security and strength thanks to its interlocking panels. Metal roofs can last for up to five decades, which is more than twice the lifespan of a conventional asphalt shingle roofs. Meanwhile, don’t forget to make sure that the metal roof you wish to install meets all local and state building codes.

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6 Advantages Of Custom Built Homes

custom homeYour newly build house is more than just a simple building. It is your home where you can escape all the stress and pressure from work and make lasting memories with your family. Since you will spend a lot of time in your house relaxing with the people you love, entertain your friends, and enjoy your hobbies, it has to be a special place that will fulfill your unique needs, reflect your personality, and match your lifestyle. When the time comes that you have decided to move to your forever home, one of the most important decision you need to make is if you will purchase an existing home or build custom built homes from the ground up.

Listed below are six benefits that can help you understand the advantages of building a custom home.

Customized Options

Building a custom home will give you the power to make choices. You will have the freedom to choose everything you would like to have in your house such as the appliances, wall, floor coverings, custom cabinetry, trim, and amenities. In case you are not a fan of granite and would like hand painted tiling in the kitchen, then by all means, go have it. Do you prefer natural light? Do you want skylights installed in each room? From ceiling to floor, exterior and interior, you are in charge of every single detail that goes into building your new home.

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Should You Build, Buy, Or Rent Your First Home?

If you are thinking of buying your first home, there are several things you must consider. You have to decide whether to purchase or continue renting for now. If you believe that becoming a first time home buyer is what you want, you have to determine whether you need to purchase an existing one or build a Myrtle Beach custom home from the ground up. Take a look out the pros and cons of every option before you make a decision.

Renting

There are some individuals who benefit from a home rental. This might describe you, for instance, you need flexibility or maybe you have to move from one location to another because of your job. This holds true if you love to travel and live in different cities every few years.

There are several reasons why people prefer to rent. If you do not have extra credit or cash, making a down payment on a home can be difficult. Knowing for a fact that your landlord will take care of any broken appliances or repair a leaky roof is enough to rent rather than own.

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Traps To Avoid When Building Your Custom Home

custom home Myrtle BeachAre you planning to build a custom home? Are you looking to have your custom home built within budget and in a timely manner. Listed below are some tips to help you have a successful custom home building project and also help you avoid the most common mistakes that will sabotage your project.

What is so special about a custom home?

Compared to a spec home or a resale home where you have no choice but to adapt to the space made by someone else, a custom home lets you design your own space. You can decide on the layout of the room, the design of the finishing, as well as the quality of the materials that will be used for building your custom home Myrtle Beach. But as you consider these advantages, it is crucial for you to know how you can avoid the most common pitfalls that could arise when building and designing a custom home.

Common Mistakes People Make

  1. Purchasing a lot before knowing the cost of the site prep and servicing.

A lot of people have their lot chosen way before the custom home builder constructs their custom home. Waterfront views, privacy, closeness to amenities, all of these are popular features that you need to search for when selecting a site. However, what you might forget is the amount you have to pay for the preparation and connection of services to your lot. And that is where the budget inflation starts. Among the site preparation costs that you have to take into account are the environmental remediation as well as municipal zoning. For example, do you have a contingency fund for getting rid of Asbestos in an already existing structure? How about an underground oil tank? These are only a few things that will influence the cost of servicing and preparing your lot.  

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Signs You Are Ready To Build Your Dream Custom Home

custom home Myrtle BeachBuilding your dream custom home is different from purchasing an existing house. The processes involved vary and each option, building and buying a house, comes with their own set of advantages. Are you thinking of building a custom home in Myrtle Beach? If so, here are the top five signs that indicate that you are ready for such a massive project.

You Have A Growing Family

Perhaps you have been staying in a 1,000-foot condo over the past few years and you are expecting baby number three or four sometime soon. You know for a fact that you will need more space for your family. Building a custom home can give you the space that your growing family needs.

Your Budget Supports Building

It is harder to purchase your first home than your second. If you have already bought a house and your current budget allows you to have another one constructed, then building a custom home Myrtle Beach can be the right choice. Even for those who are buying a house for the first time, it is still possible for them to have a custom home constructed. It might not be as costly as you believe. However, you need to be sure that you have enough budget for it.

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The Essentials Of Home Construction Loans

Myrtle Beach custom homeHaving your dream home built is an exciting experience but your enthusiasm can be tempered easily with the unfamiliarity and intricacy of mortgage loans for a new home construction. Understand the fundamentals of home construction loans and be prepared when the time comes that you have to decide if you want to build your custom home.

2 Types Of Home Construction Loans

Home construction loans are available in two types:

Construction-To-Permanent – You borrow cash to cover the construction costs. Once you move in, the lender will change the loan balance into a permanent mortgage, making it two loans in one.

Stand-Alone-Construction – the first loan you will get is going to be for the construction costs. Once you move in, you will obtain a mortgage to pay for your construction debt. Unlike the first type, this is two different loans.

Construction-To-Permanent Loans

You will have lesser fees to pay because you just have a single closing with a construction-to-permanent loan. In the construction period, you will only focus on the outstanding balance. The interest rate is changing during the construction phase, which means it could move up or down based on the prime rate. In case the Federal Reserve decreases or increases short term interest rates while your house is being constructed, you can expect your interest rate to change.

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Property Taxes Preparation Tips When Constructing A New Home

Myrtle Beach custom homeBuilding a custom home that has the amenities you need is quite different from purchasing a pre-owned home from a real estate building especially when we are talking about property taxes. Without the exact figure based on the historical amount, how will you know how much you need roll into your mortgage or save? This has kept a lot of families wondering about the ongoing costs of homeownership especially when it comes to buying a newly built home. As confusing as it may seem at first, it actually just requires a little untangling. With a little research and legwork, you can have an answer that will relieve you of your stress that is related to your new home’s property taxes.

Property Taxes In Your Location

It does not matter where you construct your house, you will always be required to pay property taxes. If you are new to homeownership, you might not even realize that property taxes differ from one municipality to another. Generally, property taxes are evaluated by the local government, but also have federal and state consideration.

The first kind of tax that goes into calculating any property tax is the millage for your specific jurisdiction. The millage is a property tax that is due for every $1,000 in property assessment; it’s actually presented in the form of a percentage. For example, when your property is evaluated at $200,000, and the mill levy or millage rate is 1%, you need to multiply the $200,000 by 0.1 to obtain $2,000, which is the amount you have to pay for your millage tax.

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Tips For Getting The Best Deal When Building A Custom Home

A lot of people have dreamed about building their dream custom home. However, without proper research and planning, it can easily become their worst nightmare. With the countless options readily available these days, anybody can spiral out of control without any difficulty.

Dawol Homes have helped several clients in creating a strategic plan when it comes to budgeting for their dream home. They know first hand how important it is to always be prepared. To help you achieve your very own dream home, provided below are some of the most important guidelines that can help in ensuring that you don’t end in over your head.

Be Selective When Picking Out Your Builder

Custom home building can be expensive and stressful, and that is why it is important that you choose a team that you can really trust. Do not simply sign a contract with the first charming builder that you come across with. Going for an honest and transparent builder can save you money.  In case you cannot have candid discussion from the very beginning about the markups, budget, or subcontractors, you should consider working with a different custom home builder.

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